Working Hour Mon-Fri: 12.00pm - 8.00pm Saturday: 10.00am - 8.00pm Sunday: 10.00am - 8.00pm
Working Hour Mon-Fri: 12.00pm - 8.00pm Saturday: 10.00am - 8.00pm Sunday: 10.00am - 8.00pm
PEARL CPA Professional Corp helps Saskatoon businesses make smarter, faster decisions. We build budgets and cash-flow forecasts, design KPIs and dashboards, and create lender-ready packages—so your strategy, operations, and finances move in the same direction.
Advisory & Planning: annual budgets, rolling forecasts (13-week cash flow), pricing & margin analysis, break-even modeling, and scenario planning for growth or downturns.
Operations & Systems: workflow mapping, SOPs, inventory & job-costing design, and QuickBooks/Xero reporting that highlights the KPIs owners actually use—AR days, inventory turns, labour utilization, and gross margin.
“Clarity, accountability, and measurable outcomes—every plan ties to a number and a timeline.”
Capital & Banking: lender-ready financials and projections, covenant monitoring, and funding applications. Structure & Owners: incorporation/reorg guidance, owner remuneration (salary vs dividends), and tax-aware profit distribution strategies aligned with cash needs.
Consulting Engagements Delivered
On-Time Roadmap Milestones
Clients Reporting Better Cash Flow
Industries We Advise
Diagnostic review, goal setting, KPI design, and a 90-day roadmap. We align budgets, cash-flow forecasts, and operating processes to your targets—then track progress monthly.
Deliverables include dashboards, action lists, and an owner briefing with priorities by impact and effort.
Start Your Roadmap
We analyze product/service margins, labour utilization, and overhead absorption. We design price models and job-costing that tie back to your GL for reporting you can trust.
We’ll propose target margins and a cadence to review quotes vs actuals.
Improve Margins
We prepare 12–36 month P&L, balance sheet, and cash-flow projections, sensitivity tests, and covenant tracking— packaged for banks and credit unions in Saskatchewan.
We align assumptions with historic performance and seasonality for credibility.
Get Lender-Ready
We standardize your chart of accounts, build reporting groups, and publish KPIs that update from your books— AR days, inventory turns, WIP, and cash runway.
Training and SOPs ensure your team can maintain data quality and cadence.
See A Demo
Trades & construction, auto & manufacturing, retail & e-commerce, clinics & professional services, and hospitality. We tailor plans to Saskatchewan markets and seasonality.
Fixed-fee packages available; monthly or quarterly update sessions included.
View Packages
At Pearl CPA, we are dedicated to providing top-notch financial services to businesses and individuals, ensuring precision, efficiency, and peace of mind in all financial matters. Understand your numbers, reduce risk, maximize deductions, and scale with confidence faster.
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We help you understand your numbers, avoid costly errors, and maximize deductions with proactive planning. Clear books, compliant filings, confident decisions and growth.